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Permanent residency by investment in Cyprus

Permanent residency by investment in Cyprus

Lifetime resident status, tax optimization, and a direct path to EU citizenship

  • Investment amount: from EUR 300,000
  • Processing time: from 9 months
  • Citizenship after 8 years

Unlock your options — consult with an expert today

About the program

The Cyprus permanent residency by investment program offers a fast track to permanent residency without mandatory residence—you only need to visit once every two years. Among the fiscal advantages is a corporate tax rate of 12.5%, which is among the lowest in Europe, and residents do not pay tax on global income or inheritance. Investors are entitled to purchase shares in local companies, set up businesses, or relocate companies to the island. The program covers the applicant's entire family.

Advantages of obtaining permanent residency in Cyprus

Lifetime residency rights Cyprus residency status is granted for life, with the residence card simply renewed every ten years without affecting the main permit.
Financial benefits within the EU The corporate tax rate is just 12.5%, and non-residents are exempt from taxes on foreign income, including dividends and capital gains.
A pathway to an EU passport After 8 years of legal residence in Cyprus, applicants become eligible for naturalization, gaining a European passport and visa-free travel to 170 countries.
Flexible residency requirements To maintain residency, a visit to the island once every two years is sufficient — there is no requirement for permanent stay.
Full business freedom Status holders can register companies, earn profits from shares in Cypriot firms, and even relocate their business under Cyprus jurisdiction.
Family residency The program extends to a spouse, children under 25, and dependent children with disabilities, regardless of age.

The opportunities that come with Cyprus permanent residency

Asset diversification in the EU

Access the European financial system, open bank accounts within the EU, and structure assets under European law. Stable real estate price growth of 1–4% annually, combined with rental yields of 5.5–7.5%, allows for capital growth.

Tax optimization

Among European jurisdictions, Cyprus stands out with a corporate tax rate of 12.5%, one of the lowest in the EU. New residents under the non-domiciled (non-dom) regime are fully exempt from taxes on income earned abroad.

European-standard education and healthcare

Permanent residents enjoy the same rights to education and healthcare as Cypriot citizens, including access to international schools and universities, as well as high-quality public hospitals and private clinics.

Get the guide to Cyprus permanent residency

Get the guide to Cyprus permanent residency

  • Step-by-step process for applicants
  • Specific requirements and financial costs
  • Ready-made strategy for obtaining residency
  • Updated 2025 program details
Get the guide

Who is eligible to get permanent residency in Cyprus

  • Global investors
  • International business owners
  • Investors with passive income
  • Families with long-term goals
Global investors

Global investors

Participants can invest in local company securities, take part in investment funds, or establish their own businesses, facilitating visa applications for the Schengen area and the USA. This is ideal for strategic control and investment optimization.

International business owners

International business owners

Residents can register companies, serve as directors without drawing a salary, and receive profits as dividends. Existing businesses can be relocated under Cyprus jurisdiction, benefiting from a corporate tax rate of just 12.5% and the island’s strategic position between Europe, Asia, and Africa.
Investors with passive income

Investors with passive income

The Cyprus non-dom status exempts residents from taxes on dividends, interest, and foreign real estate income earned outside the island. The absence of inheritance and gift taxes allows efficient wealth transfer to future generations, preserving family assets.

Families with long-term goals

Families with long-term goals

A single application covers a spouse and children under 25 if adult heirs are full-time students financially dependent on the parents. The entire family gains access to healthcare and education in a stable Mediterranean country.

Secure your European future

Secure your European future

  • Protect your family and your legacy
  • Access to Europe’s financial system
  • Flexibility and mobility without unnecessary bureaucracy
  • Personalized approach and complete confidentiality

Unlock your options — consult with an expert today

Investment options

Residential property

Purchasing a new residential unit valued at a minimum of EUR 300,000, including 19% VAT, qualifies you for the program. Investments can be made in one or two properties to meet the eligibility threshold. Expected rental yields range from 5.5% to 7.5% per year, depending on the area of the island.

Commercial property

Investments in Cyprus commercial assets — office buildings, retail spaces, or hotels — start from EUR 300,000. The island welcomes both new projects and established options on the secondary market. For business properties, a 19% VAT applies.

Cost

Expense item
Residential property
Commercial property
Purchase
EUR 300,000
EUR 300,000
Administrative fee
EUR 500
EUR 500
Fee per family member
EUR 70
EUR 70
VAT (19%)
EUR 57,000
EUR 57,000
Total
EUR 357,570
EUR 357,570

Get a personalized strategy for obtaining Cyprus permanent residency

A Mirsatori specialist will create a tailored plan for obtaining residency, including a detailed step-by-step analysis that takes into account your family composition, investment amount, and all official fees and associated costs.

Get your strategy
Investment plan

Who can apply for Cyprus residency

Spouse

  • Legally married or in a registered partnership

Children under 18

  • All minor children of the applicant

Adult children up to 25

  • Unmarried, full-time students, financially dependent on the applicant

Children with disabilities

  • No age limit, provided they are financially dependent on the applicant

Step-by-step plan for obtaining permanent residency

Step-by-step plan for obtaining permanent residency

Preliminary due diligence

1–2 days

A certified AML specialist conducts an initial check in international databases to assess approval chances and identify potential risks. This procedure minimizes the risk of early-stage rejection and saves time for subsequent steps.

Learn more

Investment selection

2–4 weeks

Mirsatori lawyers help choose the optimal investment option: real estate, company shares, or investment fund units, based on the client’s financial goals. The right investment choice ensures not only residency approval but also long-term returns from the asset.

Learn more

Document preparation and submission

4–6 weeks

Specialists of Mirsatori collect all required documents: passports, criminal record certificates, medical certificates, and proof of income. All documents are apostilled and translated into Greek or English. Careful preparation of the document package speeds up the process and increases the likelihood of approval by the authorities.

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Government review and approval

2–4 months

The Migration Department conducts due diligence. Application processing takes approximately 2–4 months, provided the document package is complete. Transparency and completeness of information help avoid delays in the review process.

Learn more

Receiving residence cards

1–2 weeks

After approval, applicants visit Cyprus within a year to submit biometrics and receive 10-year permanent residence cards. The residence cards provide access to European benefits and simplify further planning for life on the island.

Learn more
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Cyprus permanent residency: comparative analysis

Category
Cyprus PR Cyprus PR
Malta PR Malta PR
Greece PR Greece PR
Portugal PR Portugal PR
Investment amount
from EUR 300,000
from EUR 182,000
from EUR 250,000
from EUR 250,000
For the whole family
yes
yes
yes
yes
Validity of status
lifetime
lifetime
from 5 years
from 2 years
Processing time
from 9 months
from 3 months
from 4 months
from 1 year

Residency by investment: alternative programs

Country Cost Processing time Benefits
Greece Greece
Cost from EUR 250,000
Processing time from 4 months
Benefits
  • Purchase of high-liquidity real estate
  • No language requirement
  • Fast processing time
Learn more
Malta Malta
Cost from EUR 182,000
Processing time from 3 months
Benefits
  • Ownership of premium real estate
  • EU residence permit
  • Residency for family members
Learn more
Turkey Turkey
Cost from USD 200,000
Processing time from 2 months
Benefits
  • 1-year residence permit with the option to extend
  • Citizenship after 5 years of residence
  • Residency for all family members
Learn more
See all programs

FAQ

What is the required investment for the Cyprus PR program in 2025?

The Cyprus program requires a minimum investment of EUR 300,000 in real estate, company shares, or collective investment funds.

Applicants must also demonstrate annual income:

  • EUR 50,000 for the main applicant
  • EUR 15,000 for a spouse
  • and EUR 10,000 per child

For real estate transactions, a 19% VAT applies.

Administrative fees are:

  • EUR 500 for the main applicant
  • and EUR 70 for each family member

How long does it take to obtain permanent residency in Cyprus?

Processing a Cyprus residency application takes 2–4 months after submission of the complete document package. The full process — from selecting investment assets to document submission — typically takes about 9 months. Key steps can be completed online without the need to visit Cyprus.

Is permanent residence in Cyprus required to maintain PR?

To retain Cyprus residency, a single visit every two years is sufficient.

Which family members can be included in the application?

The Cyprus residency program covers a spouse, children under 18, and children up to 25, provided the latter are unmarried, enrolled in full-time higher education, and financially dependent on the sponsoring parent. Children with special needs are included regardless of age, as long as financial dependence on the sponsor is demonstrated.

Can the investment be returned after obtaining residency?

Once the applicant transitions to standard Cyprus residence — after 5 years of active residency — or upon naturalization with a European passport after 8 years, invested funds can be withdrawn. In the meantime, the applicant must annually demonstrate that the assets remain under control on the island to maintain privileges.

Does Cyprus PR lead to EU citizenship?

Yes, after 8 years of Cyprus permanent residency, applicants become eligible for naturalization and citizenship. The requirement is to have lived on the island for 8 out of the preceding 11 years, with the last year immediately before application being continuous. A Cypriot passport provides visa-free access to 170 countries.

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Schedule a meeting with our specialists, in-office or online, and receive a tailored case analysis, a clear cost estimate, and the best solution to achieve your goals.

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