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Residency in Montenegro through business
Buy property, open a bank account, and build your business in a growing European market.
- Cost: from EUR 2,000
- Processing time: from 2 weeks
Unlock your options — consult with an expert today
About the program
Registering a business in Montenegro allows foreign entrepreneurs to obtain a one-year residence permit with the option to renew. The residence permit can also be extended to the applicant’s spouse and children. Holding a residence permit enables opening corporate bank accounts in the EU, applying for loans, and purchasing real estate in Montenegro.
Along with the residence permit, the entrepreneur receives an ID card — a biometric resident identity document. Montenegro is expected to join the EU by 2028, giving residence permit holders access to the full benefits of EU residency.
Advantages of residency in Montenegro
Fast residency processing
Minimal bureaucracy and transparent procedures ensure a fast application process, making Montenegro one of the quickest countries to obtain a residence permit.
Minimum share capital
The minimum share capital for an LLC is just 1 EUR, with no requirements for turnover, profit, or number of employees. The simplicity of registration attracts entrepreneurs from around the world.
Corporate tax — 9%
Corporate income tax is 9% on profits up to 100,000 EUR — one of the lowest rates in Europe. Combined with asset protection outside the CRS system, it allows for significant business savings.
Freedom of travel
Entrepreneurs value mobility, and Montenegro’s residence permit allows holders to spend extended periods outside the country. The lack of strict stay requirements makes it one of the most flexible residence programs in Europe.
Family program
Spouses and dependent children can be included in the same application. A unified status for the entire family simplifies relocation and integration.
Pathway to EU citizenship
Montenegro is actively negotiating EU accession, expected by 2028. Membership will elevate the country’s international standing and open new opportunities for its residents.
Developed infrastructure
The Adriatic coastline, ski resorts, and mild climate, combined with safety and a high quality of life, make Montenegro an excellent place to live. Entrepreneurs also appreciate it as a comfortable destination for leisure.
Strategic location
Direct flights to major European capitals, access to EU and CEFTA markets, and a favorable geographic position make Montenegro a strategic hub for international business.
Get your Montenegro residence guide
- Step-by-step process for applicants
- Clear requirements and financial details
- Proven strategy for obtaining residence
- Updated 2025 program
Get your Montenegro residence guide
Who is eligible for residency
Main applicant (entrepreneur)
- Valid passport (minimum validity of 3 months)
- Company registration in Montenegro and appointment as director
- Health insurance valid in Montenegro
Spouse
- Marriage certificate with apostille
- Valid passport and health insurance
Children
- Up to 18 years old
- Birth certificate with apostille
Business partners
- Official status as co-founder
- Valid passport and health insurance
Employees
- Official employment contract with the applicant’s company
- Monthly salary not lower than the Montenegrin minimum wage
- Medical examination and health insurance
Step-by-step plan for obtaining a Montenegrin residency
Step-by-step plan for obtaining a Montenegrin residency
Andris Kaushelis
General Manager
Expert case review
Mirsatori corporate lawyers conduct a detailed review of your relocation goals, analyze the optimal business structure, and create a personalized, turnkey strategy for obtaining a residence permit in record time. Your individual needs are fully considered to achieve the best results.
Get a consultationSelecting your business setup
Mirsatori specialists select the ideal location for your goals, providing recommendations on the most suitable jurisdiction with tax advantages in mind.
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Company registration
An LLC can be established with as little as 1 EUR in capital, with you as the sole founder and director. Mirsatori lawyers handle all documentation remotely via power of attorney. The entire registration process is fast and requires no personal presence.
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Opening a corporate bank account
Direct contacts with top Montenegrin banks ensure premium service for residents and full confidentiality of operations. Mirsatori specialists guarantee a fast account opening with minimal requirements.
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Obtaining your residency card
The process takes from 2 weeks. Mirsatori supports you at every stage, ensuring you receive your resident status with full guidance throughout the procedure.
Get a consultation
Obtain a Montenegro residence permit through business
- Low investment requirements and a straightforward process
- Favorable tax system
- Right to reside in a future EU member country
Unlock your options — consult with an expert today
Advantages of registering a business in Montenegro
EU-level asset protection
The legal system is based on European legislation and EU directives, providing international-level guarantees for capital safety. Stable legal institutions ensure reliable property protection.
Reliable financial system
Montenegro complies with international confidentiality standards, including GDPR and KYC/AML. Participation in the CRS ensures adherence to global transparency requirements.
Euro without restrictions
Montenegro has used the euro since 2002. There are no currency controls, allowing free international transfers and convenient transactions in a stable currency.
Prestigious jurisdiction
Montenegro has been a NATO member since 2017 and is an EU candidate country, enhancing trust among international investors. The country aims for full integration into European and global institutions.
Tax treaties
45 agreements to avoid double taxation, enabling legal tax optimization and reduced fiscal burdens for businesses.
Promising tourism sector
Tourism is a key industry with consistent growth. Favorable climate and developed resort infrastructure create good opportunities for hospitality businesses.
Balkan IT hub
Montenegro offers favorable conditions for IT companies: low operating costs, flexible taxation, and access to international talent. Proximity to the EU opens further collaboration opportunities.
Path to citizenship
After 5 years of temporary residence, you may qualify for permanent residency. Citizenship through naturalization is possible after 10 years of residence, usually requiring renunciation of previous citizenship and meeting specific conditions.
Packages and pricing
Basic
EUR 2,000
- Company registration
- Company seal production
- Residence permit application (MUP fees included)
- Diploma recognition
- Medical examination
- Health insurance arrangement
- Translation of police clearance certificate
- Tourist tax (1 EUR/day)
Standard
EUR 4,000
- Company registration
- Company seal production
- Residence permit application (MUP fees included)
- Diploma recognition
- Medical examination
- Health insurance arrangement
- Translation of police clearance certificate
- Tourist tax (1 EUR/day)
- One-year registration of residence
- Opening a personal bank account
- Opening a corporate bank account
- Accountant contact provision
Premium
EUR 5,500
- Company registration
- Company seal production
- Residence permit application (MUP fees included)
- Diploma recognition
- Medical examination
- Health insurance arrangement
- Translation of police clearance certificate
- Tourist tax (1 EUR/day)
- One-year registration of residence
- Opening a personal bank account
- Opening a corporate bank account
- Accountant contact provision
- Legal address registration
- Residence permit for a family member
Get a personalized Montenegrin residence strategy through business registration
A Mirsatori specialist will prepare a tailored residency plan based on your specific situation:
- Optimal business structure in Montenegro
- Choosing the right municipality for registration
- Guidance on setting up your corporate structure
- Obtaining a 1-year residence permit with the option to extend
Get a personalized Montenegrin residence strategy through business registration
Types of companies and key feature
Company registration in Montenegro allows you to do business in a jurisdiction aligned with European standards, with access to EU markets.
Limited Liability Company (DOO)
The most popular structure for foreign investors and small to medium-sized businesses.
- Minimum share capital: EUR 1
- One or more founders (individuals or legal entities, residents or non-residents)
- Liability limited to the amount of contributions
- Registration requires submitting the articles of association, details of directors, and beneficial owners
- Mandatory registration with CRPS, tax authorities, and opening a bank account
- Must be registered in the UBO (Ultimate Beneficial Owner) registry
Joint-Stock Company (AD)
Ideal for large projects, raising capital, and issuing shares.
- Minimum share capital: EUR 25,000
- Founders can be individuals or legal entities, including foreign investors
- Ability to issue shares and attract shareholders
- More complex corporate governance structure
- Higher requirements for financial reporting and internal controls
- Mandatory registration with the Central Business Registry and disclosure of beneficial owners
Partnerships
Partnership structures for businesses with varying levels of liability.
- General partnership (Ortakо društvo) — all partners have unlimited liability for the company’s obligations
- Limited partnership (Komanditno društvo) — combination of partners with full and limited liability
- No minimum share capital required
- Registration with CRPS and submission of the basic founding documents
Representative office or branch of a foreign company
A presence option for companies already registered abroad, without forming a new legal entity in Montenegro.
- A representative office performs liaison functions and cannot conduct full commercial activities
- A branch can carry out commercial operations on behalf of the parent company
- Mandatory registration with the Central Business Registry
- Simplified tax and financial reporting, with operations limited to the parent company’s scope
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Company registration: comparative analysis
Category
Montenegro
The UAE
Bahrain
Serbia
Corporate tax
9%
0–9%
0%
15%
Dividend tax
15%
0%
0%
up to 20%
Personal income tax
9–15%
0%
0%
10%
Residency processing time
from 2 weeks
from 1 month
from 2 weeks
from 2 months
Residency for spouse and children
yes
yes
yes
yes
Company registration: alternative programs
Country
Cost
Processing time
Benefits
The UAE
Cost
from USD 6,600
Processing time
from 1 month
Benefits
Learn more
- 2-year residence permit with renewal option
- Residency for family members
- Fast processing
Bahrain
Cost
from USD 13,500
Processing time
from 2 weeks
Benefits
Learn more
- Fast and simple registration process
- Residence status for family members
- 0% corporate tax
Serbia
Cost
from EUR 3,500
Processing time
from 2 months
Benefits
Learn more
- Residency for family members
- Simple business registration
- No need to live in the country
FAQ
What is the minimum investment required to get a residence permit through business?
The minimum share capital for an LLC is just EUR 1, making this one of the most accessible programs in Europe. Additionally, applicants must show proof of sufficient funds to cover living expenses.
How long does it take from submitting documents to receiving a residence permit?
The process takes from 2 weeks, depending on the completeness of the submitted documents.
Do I need to live in Montenegro full-time to maintain my residence permit?
No. You cannot be absent for more than 30 consecutive days. Authorities are flexible for business-related travel, allowing entrepreneurs to manage international activities while maintaining their residence status.
What taxes does a Montenegrin business resident pay?
Corporate tax is 9% on profits up to EUR 100,000 and 12% on profits from EUR 100,000 to EUR 1.5 million. VAT is 21% for turnover exceeding EUR 30,000. There is no tax on dividends. The system is straightforward and transparent.
When will Montenegro join the EU and what does it mean for residents?
The government plans to join by 2028. Residents will gain additional opportunities, including easier paths to EU citizenship.
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