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Residency by investment in Portugal
Permanent residency, tax benefits, and just 7 days of annual stay required
- Investment amount: from EUR 250,000
- Processing time: from 1 year
- Visa-free access to 45+ countries
Unlock your options — consult with an expert today
About the program
ARI — Portugal's residency by investment program for non-EU residents. The residence permit provides free movement within the Schengen Zone, living in a mild climate, and transactions in euros. The program allows family members to be included, offers permanent residency status, and tax benefits of up to 0% on foreign income. This unique pathway to EU citizenship in 10 years with minimal stay requirements is ideal for investors seeking stability and mobility. Minimum investment in real estate or funds starts at EUR 250,000.
Advantages of obtaining Portugal residency
Visa-free travel across Europe
Enjoy unrestricted movement across 45+ countries, including all Schengen Area nations, without visas or border queues. This opens up opportunities for tourism and business across Europe, allowing you to easily visit France, Germany, and other countries.
Permanent residency status
Get unlimited residency for living and working in Portugal without the need for annual renewals. The status becomes permanent after 5 years, providing a solid foundation for long-term plans.
Minimal stay requirements
Only 7 days of residence in the first year are required to maintain residency status, and 14 days in the following 2 years.
Residency for the whole family
Over 65 years of age or under 65 years of age, provided they are on the applicant's full financial support.
Tax optimization for businesses
Benefit from tax incentives on income, a fixed tax rate, and access to EU markets without barriers. Tax rates are reduced for residents.
Path to EU citizenship
Obtain a European passport with visa-free access to 174 countries and the right to retain your original citizenship after 10 years.
The opportunities that come with Portugal residency
Get the guide to Portugal residency
- Step-by-step process for applicants
- Specific requirements and financial costs
- Ready-made strategy for obtaining residency
- Updated 2025 program details
Get the guide to Portugal residency
Who is eligible to get permanent residency in Portugal
- International business owners
- Capital holders and portfolio managers
- Families planning for the future
- Top executives and professionals with international careers
International business owners
A European jurisdiction for global operations. Company registration, financial flow optimization, prestigious address for partnership agreements without visa restrictions. Tax preferences for export operations. Scale your business with minimal risks and maximum returns.
Capital holders and portfolio managers
Simplified access to European deals, reduced regulatory barriers. Opportunities for tax optimization and estate planning. Access to investment funds with annual returns of 5–8%. Access to reliable assets and portfolio diversification in the heart of Europe.
Families planning for the future
Residency extends to spouses, children, and parents. Access to European education, healthcare, and social benefits. Visa-free travel and the prospect of a passport in 10 years. Build a secure and comfortable future for your loved ones in one of the most favorable countries.
Top executives and professionals with international careers
Flexibility in business movement and freedom of movement within the European Union. Official employment without restrictions, minimal physical presence requirements to balance work and life. Career development without bureaucracy, focusing on personal priorities.
Your secure European backup plan
- Protect for your family and legacy
- Access to the European financial system
- Flexibility and mobility without unnecessary bureaucracy
- Personalized approach and complete confidentiality
Unlock your options — consult with an expert today
Investment options
Investments in qualified funds
A minimum investment of EUR 500,000 in venture or capital funds with at least 60% of assets based in Portugal. The holding period is 5 years, with capital return and profit. This option is ideal for diversification without active management. In 2025, it remains the most popular choice among investors due to its flexibility and potential returns.
Support for cultural heritage
A transfer of EUR 250,000 for the restoration of national cultural heritage. This investment not only grants residency but also allows participation in projects aimed at preserving Portugal’s unique cultural heritage.
Scientific research
An investment of EUR 500,000 (which can be reduced to EUR 400,000 in provincial regions) in research and development (R&D) projects. Access to EU grants and tax deductions for innovations. This contribution fosters the growth of high-tech industries and facilitates collaboration with leading European research institutions.
Investment costs
Expense item
Contribution to fund
Contribution to national cultural heritage
Contribution to R&D
Contribution
EUR 500,000
EUR 250,000
EUR 500,000
Administrative fee
EUR 8,867
EUR 8,867
EUR 8,867
Total
EUR 508,867
EUR 258,867
EUR 508,867
Get a personalized strategy for obtaining Portuguese residency
A Mirsatori specialist will create a tailored plan for securing your residency status, providing a detailed analysis of each step while considering your family composition, investment amount, and all official fees and related expenses.
Get your strategy
Get a personalized strategy for obtaining Portuguese residency
Who can apply for Portugal residency?
Spouse/Partner
- In a registered marriage or partnership, confirmed by documentation
Children under 18
- All minors, including children from previous relationships
Adult children up to 26 years old
- Unmarried, full-time students, financially dependent on the applicant
Parents and grandparents
- Over 65 years old or younger, fully financially supported by the applicant
Step-by-step plan for obtaining Portugal residency
Step-by-step plan for obtaining Portugal residency
Express due diligence
1 day
Mirsatori lawyers check AIMA and Interpol databases within 24 hours. This audit minimizes the risk of rejection at an early stage, allowing you to focus on the strengths of your profile. If any issues are identified, the Mirsatori team will provide recommendations for swift resolution.
Learn moreDocument collection and legalization
From 30 days
Mirsatori lawyers prepare the ARI package, translate documents into Portuguese, and have them apostilled. Specialists carefully check each document for compliance with Portuguese laws to avoid delays. This step includes consultations with certified translators and notaries for full legal protection.
Learn moreSubmission and AIMA due diligence
6–12 months
AIMA (Agency for Integration, Migration, and Asylum) reviews the investor over 90–360 days. Mirsatori specialists monitor the case status in real-time. The Mirsatori team maintains communication with the authorities to promptly provide additional materials when requested. This helps reduce typical timelines and increases the chances of a positive outcome.
Learn moreInvestment transfer and confirmation
Within 2 months
After preliminary approval, funds are transferred to the chosen investment direction. Mirsatori lawyers assist throughout the transfer process, ensuring security and compliance with banking regulations. The investment confirmation is recorded in official reports, accelerating the final residency approval.
Learn moreBiometrics and resident card issuance
Up to 2 weeks
A one-day trip to Portugal is required to submit biometric data. Resident cards will be made within 7 days and delivered to the specified address.
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Portugal residency: comparative analysis
Category
Portugal PR
Malta PR
Greece PR
Investment amount
from EUR 250,000
from EUR 182,000
from EUR 250,000
For the whole family
yes
yes
yes
Duration of residency
from 2 years
permanent
from 5 years
Processing time
from 1 year
from 3 months
from 4 months
Residency by investment: alternative programs
Country
Cost
Processing time
Benefits
Greece
Cost
from EUR 250,000
Processing time
from 4 months
Benefits
Learn more
- Purchase of high-liquidity real estate
- No language requirement
- Fast processing time
Malta
Cost
from EUR 182,000
Processing time
from 3 months
Benefits
Learn more
- Ownership of premium real estate
- EU residence permit
- Residency for family members
FAQ
What is the required investment for ARI in 2025?
For ARI in 2025, the minimum investments are EUR 500,000 in venture funds for 5 years, EUR 250,000 in national cultural heritage, or EUR 500,000 in R&D. A 20% reduction is allowed in low-density areas.
What are the residency processing times for Portugal?
The residency processing time for ARI is from 1 year. The residency card is issued after investment confirmation, with the option to extend.
Is continuous residence required to maintain residency status?
Continuous residence is not required for ARI residency. You need to stay in Portugal for 7 days in the first year, and 14 days in each subsequent 2-year period.
Which family members can be included in the ARI application?
The ARI application can include: spouse/partner, children under 18 (or up to 26 if financially dependent on the investor), children with disabilities of any age, and financially dependent parents up to 65 years old, parents over 65 years old with no additional restrictions. All undergo a background check and receive equal rights to residence and public services as the investor.
Can investments be withdrawn after obtaining residency?
Yes, after 5 years of holding the investment. The funds return capital with profit, and cultural/educational investments are partially refunded through deductions. Asset replacement is possible with notification to AIMA without losing residency status.
Does Portuguese residency lead to citizenship?
Yes, naturalization is possible after 10 years. You need to prove your residence in the country, knowledge of Portuguese at the A2 level, and integration into society.
Get expert guidance on your case
Schedule a meeting with our specialists, in-office or online, and receive a tailored case analysis, a clear cost estimate, and the best solution to achieve your goals. Fill out the form to schedule a meeting in the office or online
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