wa tg
Request a callback
Residency in Greece for financially independent persons (FIP)

Residency in Greece for financially independent persons (FIP)

Live in Europe with the right to travel across all Schengen countries and benefit from a preferential 7% tax rate for you and your family

  • Cost: from EUR 6,000
  • Processing time: from 3 months
  • Family status: residency for spouse and children
  • Validity period: 2 years, renewable
  • Option to renew residency online

Unlock your options — consult with an expert today

About the program

The FIP Visa (Financially Independent Person) is a residence permit for high-net-worth individuals, allowing third-country nationals with passive income to reside permanently in Greece. This status is regulated under Article 20 of Greek Law 4251/2014. To obtain a residence permit in Greece, applicants must demonstrate a monthly income of EUR 3,500 (+20% for a spouse, +15% for each child) and provide proof of property ownership or a rental agreement in the country. The FIP visa grants the right to travel freely within the Schengen area and allows spouses and children to obtain resident status. The residence permit is issued for 3 years with the option to renew.

Advantages of residency in Greece

Visa-free travel across the Schengen Area Greek residents can travel freely to 29 Schengen countries without visas or additional permits, providing maximum mobility throughout Europe.
7% tax rate on foreign income Financially independent individuals can pay a fixed 7% tax on pensions and other foreign-source income for 15 years, significantly optimizing their tax burden.
RP renewal without leaving the country After the validity period of the residence permit expires, it can be renewed remotely while staying in Greece.
No language requirements No Greek language exam is required to obtain the residence permit.
Access to European banks Greek residency allows you to open accounts in reliable EU banks and conduct international transactions, enabling efficient management of finances on a global scale.
Pathway to EU citizenship After 7 years of residence in Greece, you can apply for citizenship, granting full rights as an EU citizen.

The opportunities that come with Greek residency

Right to live in the EU without employment

Residency allows you to live in Greece, educate your children in European schools, and enjoy the Mediterranean climate without the need to work.

Access to EU healthcare

With the FIP visa, you and your family have access to Greece’s ESY healthcare system, ensuring high-quality medical services.

Freedom to travel across Europe

A Greek residence permit allows unrestricted travel within the EU and Schengen Area, providing flexibility for travel and residence across different European countries.

Get your residence permit guide

Get your residence permit guide

  • Step-by-step process for applicants
  • Detailed requirements and costs
  • Ready-to-use strategy for obtaining a residence permit
  • Updated 2025 program
Get the guide

Who is eligible for residency

  • Financially independent persons
  • Families planning a European future
  • Asset owners and investors
  • Strategic thinkers
Financially independent persons

Financially independent persons

An ideal solution for those earning stable passive income from outside Greece and seeking a high-quality European lifestyle.

Families planning a European future

Families planning a European future

Provides access to Greek education and quality healthcare, ensuring safety and stability for the entire family.
Asset owners and investors

Asset owners and investors

The FIP Visa is suitable for capital holders and passive investors with stable income (dividends, rental income, investments), granting access to EU markets for asset management.

Strategic thinkers

Strategic thinkers

The residence permit offers a backup plan with living in a politically stable EU country and visa-free travel to over 45 countries, providing confidence amid global uncertainty.

Greek residence permit for the financially independent with Mirsatori full legal support

Greek residence permit for the financially independent with Mirsatori full legal support

  • Minimum eligibility requirements
  • Option to renew residence remotely
  • Right to permanent residence in Greece for the whole family
  • Visa-free travel across the Schengen area

Unlock your options — consult with an expert today

Requirements for applicants

Main applicant

  • No criminal record in the country of origin or in Greece
  • Monthly income of at least EUR 3,500
  • No intention to work or conduct business in Greece
  • Ownership or rental of residential property in Greece

Spouse

  • Legally married to the main applicant
  • Apostilled marriage certificate

Children

  • Under 18 years old
  • Financially dependent on the main applicant

Step-by-step plan for obtaining residency

Step-by-step plan for obtaining residency

Initial consultation

1 day

The Mirsatori team conducts a thorough analysis of your situation. Lawyers explain all aspects of the FIP program and develop a personalized immigration strategy for Greece. This approach considers your individual circumstances and goals. The process takes just 24 hours, ensuring a quick start to your application.

Learn more

Preparation of consulate documents

2 weeks

Mirsatori specialists handle the collection and preparation of the complete document package for the residence permit, including Greek translations and apostilles. All materials are carefully reviewed to meet consulate requirements, minimizing the risk of refusal and speeding up the application process.

Learn more

Obtaining a type D visa

2 weeks

Mirsatori lawyers assist with the application submission at the consulate, ensuring the issuance of the visa, which grants the right to enter Greece for residence permit processing. Professional support at this stage helps avoid errors and delays. The visa allows legal stay in the country until the procedure is completed.

Learn more

Residence card issuance

2 months

Upon arrival in Greece, you complete the biometric procedure and receive an official residence card valid for 3 years, with the option to renew. Mirsatori specialists guide you through all stages, including interactions with local authorities, ensuring a smooth and comfortable completion of the process.

Learn more

Comparative analysis of Greek residency and other programs

Category
Greece Greece
France France
Spain Spain
Portugal Portugal
Number of visa-free travel countries
45+
45+
45+
45+
Validity period
3 years
1 year
1 year
2 years
Processing time
from 3 months
from 1 month
from 4 months
from 6 months
Option to renew status remotely
partial
yes
no
no
Minimum monthly passive income
EUR 3,500
EUR 1,802
EUR 2,400
EUR 870
Family member status
yes
yes
yes
yes

Get a personalized strategy for obtaining Greek residency

A Mirsatori specialist will create a personalized residency application plan for you, providing a detailed step-by-step analysis that considers your family composition, verified foreign income, and all related expenses.

Get your strategy
Investment plan

Your path to Greek citizenship

Your path to Greek citizenship

Residence permit

With full support from Mirsatori specialists, you can obtain a 3-year residence permit in Greece under the FIP program. This ensures legal residence and access to European benefits without the need for employment.

Permanent residency

After 5 years, with Mirsatori’s assistance, you can obtain permanent residency, opening new opportunities for your family within the EU. This status provides greater freedom and stability for long-term living in Greece.

Citizenship

After 7 years of residence in Greece, you can apply for Greek citizenship with the guidance of Mirsatori’s experienced lawyers, granting you full rights as an EU citizen.

Alternative residency pathways for the FIP

Country Cost Processing time Benefits
Spain Spain
Cost EUR 3,000
Processing time from 4 months
Benefits
  • No language requirement
  • 1-year residency with option to extend
  • Pathway to Spanish citizenship
Learn more
France France
Cost EUR 4,900
Processing time from 1 month
Benefits
  • Fast-track application process
  • No language requirement
  • Pathway to permanent residency
Learn more
Portugal Portugal
Cost from EUR 6,500
Processing time from 6 months
Benefits
  • Ability to work or run a business
  • Visa-free travel across the European Union
  • Pathway to citizenship after 10 years
Learn more
See all programs

FAQ

What is the minimum income required for a Greek residence permit?

The minimum is EUR 3,500 per month for the main applicant, plus 20% for a spouse and an additional 15% for each child. Income must be passive and sourced from outside Greece. All funds must be documented to successfully obtain the residence permit.

Can you work in Greece with a residence permit for financially independent individuals?

No, this type of residence permit strictly prohibits any employment or business activity in Greece, including salaried work or entrepreneurship. Violating this condition may result in revocation of residency. After one year of residence, it may be possible to change to a work visa, but this requires additional approval.

Do you need to reside in Greece full-time to maintain the residence permit?

To maintain the permit, you must stay in Greece for at least 183 days per year. Extended absences beyond the allowable period must be approved in advance by the authorities. Keeping a calendar of your stay is recommended to accurately track days in the country, helping to avoid issues when renewing your residency.

When can you apply for Greek citizenship?

You can apply for Greek citizenship after 7 years of continuous residence. Applicants must have no criminal record, know the Greek language at A2 level, and pass tests on Greek history and culture. The Greek citizenship grants full rights throughout the EU.

Under what conditions can spouses and children be included in the residence permit application?

To include spouses and children, you must demonstrate sufficient income and provide apostilled marriage and birth certificates, as well as health insurance for all listed family members. All family members receive residency status simultaneously with the main applicant, ensuring comfortable living and smooth adaptation in Greece.

Get expert guidance on your case
Schedule a meeting with our specialists, in-office or online, and receive a tailored case analysis, a clear cost estimate, and the best solution to achieve your goals.

Fill out the form to schedule a meeting in the office or online

×
Prefer messengers?
Mirsatori
Homepage Telegram WhatsApp Call now
  • Citizenship
  • Residence permit
  • Corporate services
  • About us